Bankruptcy

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I would like to know if my husband should file a complaint to the Labor Department, because of his boss… abusive behaviour; until a year ago… his boss was paying him a salary that was of $ 800.00 at the beguining to $ 1,000 dollars weekly, actually, this fixed salary was on for ten years, and now the boss…simply decided to stop paying this ‘fixed’ salary (currently 1,000 per week) blaming the national financial crisis, and put my husban on ‘commision’ for the cars he is able to fix…. in a week, the problem is some times he gives a car only 100 dollars of labor.. or only 20 hours of labor, and do not show the insurance company stimates on the cars, … and my husband ends up working the whole week (more than 40 hours) plus the saturdays too!.. just to earn 350.00 dollars!!! we are getting in bankruptcy soon because of this, this is a loss of more than 600.00 dollars… per week, and we can’t go on like this; the truth is he is working the same an even more hours… but he earns only 350.00 or 400.00 every week! this is after the change in the payment method from a fixed salary to ‘comission’, and I think it was a way of stealing his money!!. My husband is getting old and the boss is trying to abuse him by stealing him the money of salary. Besides the boss (mananger of car repai shop) blames the financial crisis for this change.. but he employed more people! and work production seems the same.. no less. My husband have been working in there for almost 14 years. My question is: Could he ’sue’ his boss… for discrimination, I think this discrimination is because of course my husband is not as young as he was when he started in this job of car repair technnician. He is certified technician… has to paid to his certification classes every year, and pays by himself a lot for tools.. and earning 350.00 per week is absurd!~… he hasen’t leave because first we want to know his rights.. but don’t know where to go. Also the boss cancelled his vacation week and said to him won’t paid the one vacation week.. my husband for many many years …usually had. No medical insurance. Nothing. WHere can he complaint??? can he sue his boss for abusively….. changing the conditions of payment and vacations?.

Hello, I just turned 16 today. My whole life, I have been alone. I am abnormally, phenomenally intelligent and talented at most everything I do, and this has led directly to me being given scholarships to posh schools where – being from a family that just recently declared bankruptcy and could be facing home foreclosure – I have always been a fish out of water. I have never really had any friends, and due to my strangely high maturity (I was psychoanalyzed as having the emotional complex of a 28 year-old) I have developed a vehement hatred to people my age. I have never gotten to be close to anybody because in the very rare chance I discover someone might actually care about me, if I open up (in a non-overwhelming fashion, of course) they get afraid of me and run. People have always done this to me and I have always been met with a peculiar hostility from people. Regardless of the fact that many people call me one of the sweetest men they’ve ever met, I bring out the worst in people. My parents have fought viciously my entire life, and I had no one to confide in (since I never got to “hang out” with any of my “friends” as my house was isolated from theirs) except my brother, whom is nine years older than me and has always treated me like dirt. Four years ago, my parents finally decided to get a divorce, and as of today, they are still legally separated, living under the same roof. They use me to get back at one another and do nothing but make me feel worse. My father is self-absorbed and egotistical, he has always put his work and girlfriend in front of helping me, and has never really cared. My mother is a paranoid schizophrenic who refuses treatment and cannot be ordered to take medication because she is not dangerous. All she does is berate me all day and tell me that everything that goes wrong is my fault. I have no safe places, I have nothing I can hide behind, and I have nowhere to go. The only thing in this world that makes me happy is my best friend, a woman I am desperately in love with (I am going to stress the word “love”, this is not a crush. I am doubtful anyone will believe me in this because people seem to think that younger people cannot feel to this capacity – but remember, I do not represent most younger people). The problem being that she is 25, and is an extremely desirable woman. By the time I’m 18, I’ll be lucky if she’s still around, and while she is MY best friend, I am not her’s, and I have not been getting the impression that she cares about me about an eighth of the way I care about her. Any non-depressing or suicidal thoughts I have are about her, and my love of her has consumed me. Everything is going wrong, and I see no light at the end of what is a long, terrible tunnel. I see nothing but suicide as the correct course of action. Don’t give me any, “It’s not the answer” or “Permanent solution to a temporary problem” trite, because I need HELP, not generic advice. I could probably cure cancer, or write the next great novel or play but unfortunately, I just want to be happy. I need no money, no success, not even my health. Just a little bit of happiness – because I have never felt it. I have tried to ask for help, but my father just chooses to tell me why his life sucks more than mine and says I shouldn’t complain while my mother is too messed up to care. I have no money for a therapist, and my school does nothing for me. I have also never gotten along with therapists because I have always been smarter than them and can see where they are coming from a mile away when trying to evoke deep epiphany’s from me and can see how flawed their plans are, and that adds strain to the relationship – so I don’t keep therapists. Please. Help. What can I do?

if they get a judgment against me, can they attack my new husbands wages or accounts if I keep everything of mine separate?

After declaring bankruptcy, a company could reimburse its creditors only 5 on the dollar. Write this as a ratio in lowest terms.

We might be able to sell it for what we owe or sell on a short sale, but would it even make a difference on my credit after a Chapter 7?

We were discharged of our Chapter 7 bankruptcy about 6 months ago. We actually have a TV that we owed money on, but did not include it in the bankruptcy. They have sent us a couple letter asking when we would like to “voluntarily” hand over the TV to them. What will happen if we don’t? Is it even a big deal if they send us to a collection agency over it? I mean, our credit is shot for years to come anyway, so should we even bother with this at all??? Any insight is appreciated, thanks.

I don’t know what to do I have 3 small children. Will they take my home because it’s in that person’s name who is failing for bankrupt? Please someone help me with my question.

My sister and i got this car from a dealership,she is the first signer and i’m the second signer. The car is mine. I pay the loan,insurance,etc do i loose the car that i have been paying for a couple of years because she is the main signer?